Medicare Plans are available to people age 65 and older. Enrollment in Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) is automatic for those receiving Social Security benefits. Others typically sign up during the 7-month Initial Enrollment Period beginning 3 months prior to their 65th birthday.
The primary components of Medicare include Part A (Hospital Insurance) and Part B (Medical Insurance), however there are several additional coverage options, including Part D (Drug Coverage), Medigap policies, Medicare Savings Accounts and Medicare Advantage Plans.
Medicare Advantage Plans are offered by a private companies that contract with Medicare to bundle all of your Part A and Part B benefits, along with other coverages like prescription drugs, into a single plan. These plans function more like private insurance plans but include Medicare benefits.
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